To be honest I never really thought that someday I would be talking about retirement, let alone be retired. I remember being 20, standing in front of the mirror in a college dorm, and wondering what I would look like at age 40. At age 40, I never stopped to wonder what I would look like 60 or 65; I was too busy. Just the day-to-day struggles of making a living and paying the bills; it never dawned on me that there would be a day when I either would not, or could not, put in a 40 hour work week.
Retirement? That was too far down the road. And now suddenly retirement age is here. Unlike my father, who retired and expected to live no more more than a decade or two, experts now tell us that we need to plan for retirement could last 30 to 40 years! It is said that many boomers who retire in their late 50s or early 60s can expect to live far longer than any previous generation. In fact many will spend more years in retirement than they were in the workforce, according to “10 Ways Baby Boomers Will Reinvent Retirement,” by Emily Brandon, in a January 2010 article on usnews.com.
Maybe you're retired. But the retirement income, the Social Security, the pension plan you counted on is not enough. As a rule of thumb, studies suggest that most retirees need about 78%-94% of their pre-retirement income, adjusted for inflation, to maintain their same standard of living in retirement.
Many Boomers have felt the shattering effects of having two economic bubbles burst on them within a 10- year period, in many cases decimating the accounts they anticipated using for retirement. “The Great Recession clearly hit Baby Boomers at a vulnerable time, when they were close to retirement or at least should have been preparing for it, noted Rick Newman, in a Dec 10,2010 article, ”Why Baby Boomers Are Bummed Out,” on usnews.com.
Maybe just a few hundred dollars a week; or maybe a couple thousand dollars a month would change your life? I have good news for you. I found an income source that allowed me to pay my bills, support my family, and live a lifestyle that I could never have dreamed of just a few years ago.
Not a franchise; an office cleaning business that anyone can start with only a few dollars and build it into the part-time or full-time business you desire. I’ve written a book, sharing my experience, on how you can make good money with your own office cleaning business.
Find out more here, and start building your own successful office cleaning business.
Find out more here, and start building your own successful office cleaning business.
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