Fight Back! Overcome the Resistance That is Holding YOU Back!

This post is about overcoming ‘resistance’. The word ‘resistance’ may conjure up a number of images in your mind:

 For example, some dictionary definitions include:

: refusal to accept something new or different,

: effort made to stop or to fight against someone or something,

: the ability to prevent something from having an effect.

For the purposes of this post I am going to refer to the book, the War of Art, by Stephen Pressfield.

In his book, Pressfield labels the enemy of creativity ‘resistance’, his all-encompassing term for a destructive force inside human nature that arises whenever we consider a tough, long-term course of action that might do for us or others something that is actually good.

I am going to give you a simpler definition: resistance is a thing that holds you back. Our daily lives are filled with evidence of resistance at work. Here are some examples:

• Have you ever brought home a treadmill, and then let it gather dust?
• Have you ever started a diet, and then quit?
• Did you grow up with a dream of doing something really spectacular or accomplishing something really great with your life, and then never even attempted such a thing?

Pressfield says that most of us have two lives. The life we live and the unlived life within us. What separates the two is resistance. Press field is writing to an audience largely made up of creative types, but resistance is active in the life of the entrepreneur.

Many of my blog readers, newsletter subscribers, and book purchasers are individuals that have often dreamed for years about starting their own businesses. Many things have kept them from doing so:

1. A perceived lack of start-up business capital
2. A fear of giving up their regular job
3. A perceived lack of a salable skill
4. No prior business experience.

How about you?

• Do you dream of being your own boss?
• Are you tired of waiting for the boss to decide what your raise will be this year?
• Would you like to invest your time and effort in building up a business that will be an asset when you retire, rather than spending 12 months a year building up your bosses’ business?

I started my business as an act of necessity. See my story here. But you? YOU have a choice. You can start your office cleaning business part-time, use it to generate extra income to pay off bills or put the kids through college. OR, build a full-time business with unlimited income potential.

My book will show you how I started with just a few dollars, teach you how to bid an account, present the proposal and get the job. Learn as you earn. Fight the resistance that is holding you back!

Find it here and get the house cleaning guide for FREE!

Ready for YOUR Palace?

Can a simple decision to make money by cleaning offices change your life?

A few years ago a biologist and researcher came up with a term he called “the adjacent possible".  It’s a complex theory but here’s a simple way to look at it.  Think of being in a house that magically expands with every door you open.  You walk into a room and see three more doors leading out.  Once you open one of those doors you enter another room with another three doors leading to yet new rooms.  Keep opening doors and eventually you’ll realize you’re in an expanding palace.

When I decided to make money cleaning offices, I had no idea how many doors that would open up for me. Yes, I still have a commercial cleaning business, but over the last several years I have added landscaping, house cleaning, window washing, and at one time had a commercial carpet cleaning firm with over 3600 residential customers.

A palace? Maybe yes, maybe no. But from that simple decision to make money cleaning offices, a whole new world of opportunity and income level possibilities opened up to me.

Ready to do the same?

For more information: http://cleanup4profits.com/

3 Key Steps if You Want to Make Money Cleaning Offices

If you decide to clean offices as a great way to earn a full or part-time income, you need to educate yourself on all the various requirements of the business. Although there are a number of ways to learn how to make money cleaning offices, there are three basic steps.

Step one to becoming a profitable office cleaning company is to build up your client base. There are two different ways you can do this:

One option is to subcontract from an existing cleaning service. This is the easiest option as you will not be looking for clients and come up with a proposal or sales program. You will have this done for you.

The second option will require hard work but will have you ‘building’ your own commercial office cleaning company and putting in the work to get your first few clients. Having your own cleaning business allows you to earn more money and build up an asset you can pass on to your children or sell when you retire.

Step two of how to make money cleaning offices will be determining what individual ‘jobs’ consist of, as well as having the tools on hand to do the job right. You might find this a bit more complicated than expected, but be assured it is very doable. Some clients may prefer you to use their purchased cleaning supplies and products while others will expect you to provide all cleaning supplies. Sometimes the cleaning agents you use will be left to your discretion; other clients will emphasize ‘green cleaning’. Simply accommodate your client’s individual needs and preferences.

The third and most important step is maintaining consistency in all phases of your relationship with the client. This includes: 
showing up on time to complete the work, 
taking on extra tasks if needed 
or putting in some extra time one week when your client has people coming by. 

You want to make sure your client is invoiced properly and on time and that you create a good impression in every area of your relationship. If you decide to go with the cleaning on a full time basis, this easy step will do a world of good in making it possible to increase your office cleaning business volume.

Learn to properly do the work in an effective and professional manner that will keep your clients happy, earning you great references. Build a solid foundation for your work, whether as a second source of income or your main income source.

Need more info? Check out http://makemoneycleaningoffices.com

Retire without worry? Can DO!

To be honest I never really thought that someday I would be talking about retirement, let alone be retired. I remember being 20, standing in front of the mirror in a college dorm, and wondering what I would look like at age 40. At age 40, I never stopped to wonder what I would look like 60 or 65; I was too busy. Just the day-to-day struggles of making a living and paying the bills; it never dawned on me that there would be a day when I either would not, or could not,  put in a 40 hour work week.

Retirement? That was too far down the road. And now suddenly retirement age is here. Unlike my father, who retired and expected to live no more more than a decade or two, experts now tell us that we need to plan for retirement could last 30 to 40 years! It is said that many boomers who retire in their late 50s or early 60s can expect to live far longer than any previous generation. In fact many will spend more years in retirement than they were in the workforce, according to “10 Ways Baby Boomers Will Reinvent Retirement,” by Emily Brandon, in a January 2010 article on usnews.com.

Maybe you're retired. But the retirement income, the Social Security, the pension plan you counted on is not enough. As a rule of thumb, studies suggest that most retirees need about 78%-94% of their pre-retirement income, adjusted for inflation, to maintain their same standard of living in retirement.

 Many Boomers have felt the shattering effects of having two economic bubbles burst on them within a 10- year period, in many cases decimating the accounts they anticipated using for retirement. “The Great Recession clearly hit Baby Boomers at a vulnerable time, when they were close to retirement or at least should have been preparing for it, noted Rick Newman, in a Dec 10,2010 article, ”Why Baby Boomers Are Bummed Out,” on usnews.com.

Maybe just a few hundred dollars a week; or maybe a couple thousand dollars a month would change your life? I have good news for you. I found an income source that allowed me to pay my bills, support my family, and live a lifestyle that I could never have dreamed of just a few years ago.

Not a franchise; an office cleaning business that anyone can start with only a few dollars and build it into the part-time or full-time business you desire. I’ve written a book, sharing my experience, on how you can make good money with your own office cleaning business.

Find out more here, and start building your own successful office cleaning business.

Create a 3 - Day Weekend 52 Weeks a Year

I lived for five o'clock on Friday. It did not matter if it was when I was a factory worker waiting to ‘punch out’, or sitting at a desk waiting for the clock to strike five, I lived for the weekend.

There was only one problem; the weekend was never long enough! Saturdays were usually spent doing projects; and Sundays meant going to church in the morning, a leisurely lunch with family, and some social time with friends or neighbors on Sunday afternoon. And then came Monday again!

Three day weekends were really special. You got to do all of your regular weekend routine and then have one extra day. Sometimes you could skip the routine altogether, take a trip or go camping. On those three day weekends an idea began to form: what if every weekend could be three days long?

When my wife and I realized that our future lie in the contract cleaning business we decided to make the three-day weekend a reality. We decided that we would only take on janitorial accounts that allowed us to work them Tuesday through Friday evenings. Later, as our business grew larger and we hired employees we did take on accounts that would be five or more nights per week.

But for us, a four day work week was the maximum. As a couple it meant that many of our accounts would have to be cleaned on Friday nights; that meant getting home at midnight or later. But that schedule would give us Saturday, Sunday and Monday off, and we would not have to return to work till late Tuesday afternoon!

It is almost impossible to describe the benefits of having a three day weekend every week, but let me list a few for you:

• Knowing you have it three day weekend ahead of you keeps you highly motivated during your four day work week. Why mess with a good thing by performing shoddy service?

•  A four day work week gives you a mental break on the weekend, allowing your brain to recharge and come up with new and exciting ways to build your business.

• You have an opportunity to travel more. Instead of hurrying to get somewhere, see and do something, and then rush home in time to go to work Monday morning; travel can become more leisurely and leave you feeling refreshed upon your return.

Would I give up my three day weekends? Not on your life! Can you enjoy three-day weekends? The answer is a resounding yes! Start now by learning how owning your office cleaning business can create a permanent 3-day-weekend in your life. Start here!

Can you retire early?

Any one who took a recent look at the CNN Money site to determine if they could retire early was in for a shock. You're going to need to save a lot of money each year to afford to retire with 80% of your current income coming in on a regular basis.

Many people are counting on Social Security, but it only provides 40% of the average retiree's income according to a Daily Finance article.

With the recent government announcement that the Social Security trust fund is set to run out in 2037, four years earlier than previous estimates, many young workers are asking themselves: Why am I paying into a system that might not be there for me when I retire?

The entire premise of the Social Security system is that the current generation of workers will be able to fund current retirees’ benefits. But because of shifting demographics and the added stress of the recession causing baby boomers to retire early, in 2016 the benefits being paid out will start to exceed the amount being taken in.

Even more troubling, the Trust Fund is nothing more than IOU’s: the Social Security funds were NEVER invested in real assets ranging from stocks and bonds to mortgages and other financial instruments. The Social Security trust funds are  ”invested” in a special type of Treasury bond that can only be issued to and redeemed by the Social Security Administration

HERE IS THE PROBLEM:  The funds needed to ‘redeem’ those IOU’s are the same tax revenues needed to pay for defense, Medicare, Federal employee’s salaries and benefits, and a host of entitlement programs.

“It’s very much a Ponzi scheme where the next generation will get stuck holding the bag,” says Laurence Kotlikoff, author of The Coming Generational Storm and a longtime advocate of reform.

The baby boom generation “has seen much of its retirement savings wiped out at a point when it’s too late for many to recover. So the new context is, the elderly are going to be the fastest-growing poverty group in the United States...,” says Phillip Longman, author of Born to Pay: The New Politics of Aging in America and a senior fellow at the New America Foundation.

What can you do? Do what I did years ago:  By starting and operating a commercial cleaning company, I can retire without worrying about Social Security reductions. My company has many clients: I may lose some but gain others: it is virtually recession-proof!

Go HERE for more information  http://cleanup4profits.com

Start a cleaning service from home!

When I started my own office cleaning business, I found the ‘job’ I could never lose!

If you are like me, you grew up believing in a myth. We were told the story that if we went to school, learned a trade or got a college degree, we could go to an employer, offer up our services and be guaranteed a lifetime income. And for many people that was true. There were those who got factory jobs, perhaps in the auto industry. Once they were hired and joined the union, they were guaranteed a 40+ hour work week as long as they wanted. Layoffs were rare, pension and health benefits were great.

Many joined the corporate world. White-collar workers sitting at their desks pushing paper 48 hours a week. They too were secure. Good work was rewarded by increased pay, a health benefit package, and a generous retirement plan.

But those days are over. As I write this over 14 million Americans are officially out of work. The real number may be double that. We live in a changing economy. Our time, our labor, our education, are only commodities that are bought and sold at the lowest price.

Many want to blame these current changes on corporate greed, government failings, or policies that reward companies for taking jobs overseas. Regardless of the cause these factors are beyond our immediate control. What we must do is guarantee real economic security for ourselves and our families. That is why I started a commercial office cleaning service.

I know that self-employment is a scary concept for many people. When I found that my career was over, that everything I had worked for and believed in had come to an end, I realized that I was responsible for providing my own security. I vowed that I would never again have one employer.

I wanted an income base that was broad enough that no one person, no one business, could ever take it away from. That’s why I started an Office Cleaning Business to provide expert Janitorial Service. I may lose 1 cleaning job, or even 2. But when I have a dozen or more under contract, I can never lose them all.

Remember this, real job security requires getting rid of the J-O-B. With a Commercial Office Cleaning Business, you have low start-up costs and no experience is needed. There is a lot of flexability here; you can provide office cleaning, business cleaning and building maintenance, carpet cleaning, lawn care, window washing, etc.

Subscribe now to my FREE weekly newsletter  Right Here   to receive tips and advice on starting YOUR office cleaning business. NO Franchise needed, Low Start-Up costs make this an ideal part-time income booster with full-time potential.

Entrepreneur Traits for Success

After many decades in the business world, and several years as a business owner, the qualities that make for a successful entrepreneur are becoming increasingly obvious. Here are 10 that come to mind:

People Person - Entrepreneurs love to interact with people. This does not necessarily mean they are extroverts. It may simply mean they are willing to listen, pay attention to the little details that separate them from the pack, and create a relationship with the customer that keeps them coming back for the entrepreneur’s product or service over and over.

Genuine - Entrepreneurs are clear on what their strengths and weaknesses are and recognize what talents they need from others. They are not afraid to surround themselves with people who are better than they are in certain skillsets.

Initiator - Entrepreneurs are ready, willing, and able to take the lead on projects and assemble all the elements needed to move forward with any project. They can share their vision or strategy clearly with team members, and inspire others to get things done.

Supportive - Successful entrepreneurs encourage a positive environment that allows their teams to excel. They recognize they are not able to ‘do it all’. They acknowledge other’s strengths and create a reward system that best motivates their teams and produce results.

Risk Taker - Entrepreneurs understand that in order to make a profit, they will need to assume a certain level of financial risk. Wise entrepreneurs mitigate risks with careful planning. Still, they will often push themselves beyond what most people find comfortable.

Focused - Great entrepreneurs know where they’re going, are passionate about their purpose, have strong focus and stay the course. They are intense about what they want and what they seek to achieve. Some entrepreneurs fail when they try to become all things to all people, or try to do too much out of their area of excellence. Focus helps you say “yes” to the right things – and “no” to others.

Confident - Entrepreneurs often see opportunities long before most people. They have confidence in themselves and in their vision. They can show people what they know – and be willing to articulate what they don’t. They are unafraid to take the next step and learn the ‘unknown’.

Self Starter - Entrepreneurs understand that if something is going to be done right they need to be the one to do it. They are easily motivated and often have to ‘narrow down’ the many choices they see before them.

Constantly Curious - Entrepreneurs have an active mind and recognize as the business owner/manager they have to have a firm understanding of many aspects of the business from finance to marketing to business development. They are constantly learning, subscribing to business magazines, podcasts, blogs, etc.

Marketing Expert - Entrepreneurs are capable of understanding and implementing marketing strategies. In today’s world this calls for being resourceful, capitalizing on opportunities to sell a product or service.

How do you rate? Not everyone is born with these traits; all can be learned. What do you think are other ‘characteristics’ to be successful in business?

Join the conversation at http://makemoneycleaningoffices.com FREE 26 week newsletter on how to start your own successful office cleaning business.

Advertising to Start a Cleaning Service Today

 There are many ways to market your office cleaning business; some are more effective than others.  The following is a list of the many things you can do to market a commercial cleaning business.

• Flyers / Mailings / Cold Calling
• Phone Book
• Newspaper
• Magazine
• Car Magnets
• Business Card Distribution
• Word of Mouth

Mailings:  Make up a nice, simple brochure introducing your business and mail it to businesses.  Follow up with a phone call asking if you could come in for a free estimate.

Phone Books: Phone books are becoming a thing of the past and are being replaced with the internet. Phone book advertising remains very expensive. At most, a simple 1 or 2 line listing under Janitorial or Office cleaning.


Newspapers and Magazines: Newspapers might be a good option to try You can advertise in the community papers. Try a small ad for six months or so. Shop for the best rates.

Car Magnets: Car magnets are a great advertising option. They are a cheap, one time cost, so it doesn't hurt to try it out. You can get a car magnet at VistaPrint.

Business Card Distribution: Always have your cards available should you see an opportunity to hand one out or display it. You can get your business cards at VistaPrint. They have some nice cleaning related ones and have some great deals such as 250 free cards.


Word of Mouth: This will be your best form of advertising once your business gets going. If you have happy customers, they will tell all their friends and family about you. Always be sure to conduct your business and yourself professionally in order to get those referrals.

These are the most common types of advertising methods people use for their commercial cleaning business. Try things to see what works and what does not for you.

For more FREE information check out http://makemoneycleaningoffices.com

1st Steps to Start Office Cleaning Today #1 Ideas

Start Office Cleaning  in Small Easy Steps

Step 1:  What Type of Buildings to Clean:

Decide what you want to do with your commercial office cleaning service.  Do you want to clean smaller or larger buildings?  Do you want to keep this business small or do you want to hire employees?  These things will determine what sort of buildings you are going to approach. 

You have many choices.  You can clean small buildings such as banks, gyms, day care facilities or convenience stores.  You can clean several small office buildings or large office 'parks'. You have  many options with an office cleaning service.

If it is just you or just you and a partner, you may want to start with a small office cleaning business.  Focus on smaller buildings that you can do by yourself.  Learn the ropes. Then, when you get the feel for your business and want to hire help, select larger buildings.

Step 2:  Your Business Name:
You need to decide on a business name.  You will want to pick something professional since you are dealing with business people.  Choose something that shows what you are made of.  For example, St. Paul’s Best Cleaning Service or Minneapolis  Contract Office Cleaning.  Adding your service area to your business name can be a big plus because your clients will be able to relate to you.

Step 3:  Business License and Bank Account:
Now that you have a name, it is time to get your office cleaning business license and bank account. Contact a county clerk to see what sort of license is required for commercial cleaners.  Most times you will only have to file for a DBA (doing business as), but this will vary from state to state. Once you have a business license, you can then get a commercial cleaning business checking account.

Step 4:  Commercial Cleaning Insurance and Bonding:

Now that you have a license and bank account, it is time to get liability insurance.  Liability insurance will be a requirement for a commercial cleaning service.  They will want to see your insurance certificate and some businesses may even want you to carry a certain limit on your insurance policy.  The most any small office cleaning business should need would be a $1Million policy, but usually $500k would suffice.

You can find commercial liability insurance through your local insurance agent. The average cost is around $500/year.  Be sure to shop around to get the best coverage and quote.

If you are going to hire employees or you have a partner, it would be a good idea to get bonded.  A bond will protect your business against employee theft. 

For more information check out http://makemoneycleaningoffices.com for great FREE resources.

Secure Retirement with an Office Cleaning Business

Should you Start a Commercial Office Cleaning Service for Financial Security today? Here's why an Office Cleaning Service can get you through the 'retirement blues':

Retirement planning relies heavily on beliefs, starting with an assumed rate of return. This  is commonly expressed as some number between six percent and ten percent, and is based on the historical rate of return on a portfolio invested in the stock market over several years.

But somewhere along the line, the idea that this assumption is anything more than an average has fallen by the wayside and been replaced by a presumed guarantee as to how much you can expect to earn on your investments. We KNOW what the stock market has done in the past—the problem is in assuming that it will behave in the same way in the future. Millions of Americans had trusted that real estate values would constantly rise – they didn’t.

That is why I suggest starting a small commercial office cleaning service as a safety ‘net’.  An office cleaning service offers  a great part-time income. Start your own office cleaning service today to:

•  fund retirement,
• pay for insurance,
• travel,
• build up an asset for your family.

Owning your own office cleaning business offers great tax advantages: Travel to office cleaning business conventions in Mexico, the Caribbean, Hawaii, etc. Write off that home office and utilities.

Sometimes we can become so caught up in planning the perfect future that we forget the present. While we’re preparing for a distant retirement all kinds of things are playing out today. Higher taxes, higher inflation, and higher interest will be the result of massive government deficits. You’ll NEED an additional income source! An office cleaning service allows your income to keep up with inflation.

If you follow the financial media,  in order to have the kind of retirement you should desire, you’ll need to have X millions of dollars by the time you retire. Statistically—barring a runaway inflation—the vast majority of people won’t be millionaires, even by retirement. I think most of us know this. But, too many people have become trapped into believing that they have to wait for someone   (pension funds, Social Security,  Medicare)  to provide for them.

Not True.  An office cleaning business offers a low-cost start up: sometime just with the cleaning supplies you have at home. Take advantage of the possibilities.  Check out http://makemoneycleaningoffices.com for free startup advice.

I retired with financial security from my office cleaning business. Let me show you how.

Make Your Commercial Office Cleaning Business a Success!

Your intentions are a powerful tool as you start your commercial office cleaning business.

Imagine you're an professional athlete, trained and ready to compete. See yourself crouched in position at the starting line with all the other competitors. All your senses are alert, listening for the crack of the starting gun.

In the final pre-event moment, what is going through your mind?

Are you saying to yourself, "I think, with a little luck, and if the wind is right, and if I don’t fall, maybe, just maybe, I can finish this race."

No way.

Most likely you're saying, "I'm about to blow them all away! The VICTORY is mine!"

Be as confident about your office cleaning business goals. Don't be vague or hesitant. Be clear in your intentions to grow your commercial cleaning business. Then adjust your behavior. Put one foot in front of the other, and make your wishes come true.

1. Be specific. Have you made a solid resolution to make more money with your office cleaning business? How can you clarify this goal even further? Instead of saying "some money"; nail down a specific figure. How much extra money would you like to earn each month? Instead of telling yourself you're going to bring aboard "more customers," name a number of new accounts you want.

2. Be realistic. If you think you're going to win that marathon without the proper training, you're just a wishful thinker. Success = preparation + opportunity. Get out the map and select the specific business districts you want to target. Name the companies you'd like for your own customers, and be real about what you're prepared to do about it. Are you going to make up ‘flyers’ and distribute them, go ‘cold-calling’, print business cards? How will they know you have an office cleaning business IF YOU DON”T TELL THEM?

3. Say when. Do you want to grow your cleaning business quickly, such as in the next two weeks or within this month? Or would you prefer a slowly growing number of accounts, say acquiring one new account each month over the next twelve months? Setting a specific time-line is an important part of the process. It's a deadline for your unconscious to pay attention to. And it will. I know many people who have turned a small commercial office cleaning service in to a 6 figure income stream; but it never happened by accident!

4. Be accountable. Ask another person to be your goals buddy as you determine a ‘plan’ to advertise and market your office cleaning service. Ask them to hold you accountable for your promises to yourself. Make an accountability appointment to look at the progress you've made. Do this regularly, every two or three months, or whatever works. How frequently you measure your progress doesn't matter as much as your honest assessment of youself, and honoring your accountability appointment. 

More FREE hints are available at: http://makemoneycleaningoffices.com including weekly hints on building YOUR successful office cleaning business.

Retire with Money!

As people get older, they begin to think about retiring. In the United States, many individuals decide to retire between the ages of 62 and 65.  Since 10,000 baby boomers per day are now in this age range, retirement has been a hot topic in the personal finance world.  Many people only think of dollars when they are thinking about retirement, but there is more to it than only finances. Here are some considerations when planning your retirement. 

1. You want to consider if you are mentally ready to stop working. Many people retire for only six months or so because they miss working. They are not yet ready to say goodbye to their work environment and co-workers.  They haven’t thought ahead on how they are going to fill their time in retirement and get bored. That is why starting a part-time commercial office cleaning business is an excellent choice. 

2. Besides being mentally ready to retire you want to think of the financial consequences of retiring. This includes losing your health insurance, no longer receiving a paycheck, and any other perks you may lose like life insurance, company car, etc.  You want to make sure that you have enough money in your retirement and savings accounts to accommodate the loss of income.  You also want to make sure this money will last for the rest of your life.  A part, or full-time commercial office cleaning business can create the additional income you need. 

3. What is your lifestyle going to be like in retirement?  You want to make sure that your lifestyle is in a place where you can retire. For example, do you need to downsize your home, can you still afford the car payment you have, what are your plans to do in retirement?  Starting an office cleaning business can provide a good income while allowing plenty of free time. 

4. The fourth tip is to always make sure to have money put away for any medical expenses that may be incurred. Many seniors think that their Medicare benefits will take care of every medical expense that they have after they retire. This is not true. It is important to evaluate your current health and plan for any things down the road.  It is a good idea to have a physical and a discussion with your insurance agent about any foreseeable needs so you can start planning.  Some people find health care costs to be one of their largest expenses in retirement. Fortunately, the income from just one or two commercial office cleaning contracts can easily pay for a good quality insurance plan. 

5. Finally discuss your retirement plans with your family members and friends. Building a commercial office building company can keep you physically and emotionally active. Remember retirement is a change that can last 30 or more years.  This can be just as long or maybe longer then you were working.  Think of all the planning that went into your career. 

Check out http://makemoneycleaningoffices.com for free start-up business information

Achieving real financial freedom

Can you have financial freedom?

Research (and a trip to the grocery store!) show the American Middle Class is in trouble. The Census Bureau's annual report on income and poverty shows that median household income in 2010 was $49,445, after adjusting for inflation, a 6.4 percent drop in purchasing power since 2007. The typical family's take-home pay is now at 1996 levels. And the percentage of Americans living in poverty rose to 15.1 percent, the worst level since 1993. All of those numbers would be worse if not for billions of dollars in temporary tax breaks and government aid for the unemployed.

It’s not your J-O-B.

If you are like me, you grew up believing in a fairytale. We were told that if we went to school, learned a trade or got a college degree: we could go to an employer, offer them our services and be guaranteed a lifetime income. And for many people that was true. There were those who got factory jobs, perhaps in the auto industry. Once they were hired and joined the union, they were guaranteed a 40+ hour work week as long as they wanted. Layoffs were rare, pension and health benefits were great.

Many joined the corporate world. White-collar workers sitting at their desks pushing paper 48 hours a week. They too were secure. Good work was rewarded by increased pay, a health benefit package, and a generous retirement plan. Those days are over. Over 23 million Americans are either unemployed or underemployed.

REAL FINANCIAL FREEDOM

 Is not:

Working for someone else for 40 years, hoping to live long enough to retire

Building up another person’s business – making it more valuable

Being subject to the unpredictable nature of business; unemployed without recourse

It is:

Creating work and a lifestyle you enjoy living

Not being dependent upon one ‘boss’

Building value in your business - an asset you can sell or pass on to your children.

I’ve had my own business for 16 years; I could never trade it for a J-O-B. There were times I worked very hard to start my business, more hours than I might have put in for an employer. But, the rewards are worth it:

        1.  As a ‘baby-boomer’ I do not fear poverty in retirement,

        2. My children grew up working in the business: they are successful ‘self-starters’

        3. My children will never have to look for employment

Can YOU have Real Financial Freedom?

Yes, you can start your own office cleaning business with just a few dollars’ worth of supplies and equipment; buy more of what you need as you ‘grow’, and hire employees when and if you want to, etc.

Coming soon: My 200+ page book equipping you to start your own successful office cleaning business. Let me show you how you can enjoy real financial freedom.

 Until the book is ready (hurry up editors!) if you have any questions, contact me at thesmallbusinessguru@yahoo.com. Or, check out: http://makemoneycleaningoffices.com